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e premte, 23 mars 2007

The Story of the Frogs Race

There’s a story about a group of frogs that arranged a running competition. The ultimate goal is that whoever reaches the top of a very high tower first wins. So, on the day of the competition, a big crowd had gathered around the tower to see the race and cheered for their favorite runners. As the race began, the groups of frogs immediately hop their way into the race.

As they were hoping their way to the finish line, they could hear the rumbling and mumbling of the crowds. The heard statements such as “Oh, the race is way too difficult!!”..They will never make it”…”Not a chance a frog would be able to finish this race. The tower is too high!!”.. As the race pursued, the tiny frogs began collapsing, one by one, leaving several frogs that were very determined to finish the race. The crowd continued to mumble “This race is way too difficult!!”..”It is impossible for any frog to finish this race!!”..

More and more frogs get tired and gave up.. But strangely, only one frog was left in the race who continued higher and higher and even higher. At the end, the crowd who was following the frog gave up as the frog continued to reach to the top of the tower.

Finally, that one frog managed to reach the top of the tower and win the race. All the other contestants was amazed by the frog and naturally wanted to know how the frog managed to do it. A contestant asked the tiny frog. It turned out that....

The winner frog is deaf

The moral of this story is:

  • Never be influenced by people’s negative and pessimistic attitude
  • Words have powers, so always beware of what words that enters your head because everything you hear and read will affect your actions!
  • Therefore:
    ALWAYS be… POSITIVE!
  • And above all:
    When people say you can’t do it, be deaf and ignore completely the statement
    Always think:
    I can do this!

e hënë, 19 mars 2007

What to do with $1,000?

Once you start earning a living,you quickly learn that you always seem to need more money, no matter how much you make. You can easily spend $1,000 in a day, perhaps to update your wardrobe, book a holiday or buy the latest iPod.

However, the money can be wisely invested in your future. As a young adult, you know it is time to get serious about money, especially if you have been living from pay cheque to pay cheque. You may be keen to start investing but do you have a rainy day fund to see you through the unexpected? Here are a few things to consider

1. Start paying off your debts
2. Cultivate a saving habit
3. Invest in a growth fund
4. Build a cash cushion
5. Buy peace of mind
6. Get financially savvy
7. Enhance your earning power
8. Invest in a hobby

Article excerpted from Personal Money, November 2006 issue