Set your goal and achieve it

Goals are a powerful tool in shaping your future. Therefore plan your goal carefully and aim towards achieving it. Goals that are too high can cause self paralysis and a sense of failure while goals too low can make it easily achieveable and does not promote significant growth. Therefore goal-setting is a critical decision that will ultimately impact your action and success.

You can overcome the obstacles to your goal by having a positive attitude and believe that the goal is achieveable. Passion, determination and discipline must be strong in your heart and mind for you to achieve the goals that you have set for yourself. And finally, do not let anyone tell you that you cannot achieve your goal, even yourself.

Passion overcomes Procrastination

"Procrastination is the thief of life" - Edward Young

"Procrastination is the bad habit of putting of until the day after tomorrow what should have been done the day before yesterday.” - Napoleon Hill

Everyone procrastinate. It is a fact in life. But successful people procrastinate rarely then ordinary people do. The reason for that is simple, successful people usually are doing things that they are passionate about. Every action brings joy to them and therefore it creates them no reason to procrastinate. So, the key to avoid procrastination is to learn to enjoy what you are doing. If you do not like what you are doing but it is important, try making fun out of it. Time is the only thing that we cannot get back once it is lost. Therefore, procrastination can be consider one of the culprit of our life that steals the most important treasure from us - 'Time'.

No 1 reason why we mess up our finances

"Financial education needs to become a part of our national curriculum and scoring systems so that it’s not just the rich kids that learn about money.. it’s all of us." - David Bach

"Money is plentiful for those who understand the simple laws which govern its acquisition." - George Clason

The number one reason majority of us end up with financial mess is simply this - No one taught us how to. Even though money plays a very important role in our daily life, our schooling system is not emphasizing enough on financial education. Therefore, people usually graduated from school or college with little or no formal education on managing their finance. When they ended up with credit card debts, mortgage loan or car loan, they are wondering why they are not making enough money even with all the education that they have received. No wonder some star athletes or big celebrities who make big money usually ended up with a huge debt. The money is a tool for happiness but only if it is handled with care. Use the tool improperly, it would end up hurting yourself.

Pursuit of Financial Freedom

"If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability." -Henry Ford

The pursuit for financial freedom is actually a pursuit to self actualisation. By achieving financial freedom, you will in the same time break the normal boundaries and stretching the limit capability of yourself. This character is basically the essence of a true millionaire. The knowledge gained during the pursuit of achieving financial freedom is much more priceless compared to the destination that you want to achieved. That is why individual who comes from rag to riches are legendary individual as these people have truly walk the golden path and gain wisdom along the way. Therefore, pursuit wealth, gain knowledge, and achieved happiness along the way.

In pursuit of our goal and happiness

"Life takes on meaning when you become motivated, set goals and charge after them in an unstoppable manner" - Les Brown

“By prevailing over all obstacles and distractions, one may unfailingly arrive at his chosen goal or destination.” - Christopher Columbus

This scene from the film "In Pursuit of Happyness" starring Will Smith clearly epitomise the need for us to set a goal and achieve it by any means necessary. Dream the impossible and do not let anyone tell you to tone down that dream or said that your dream is impossible. The only limit of your capabilities is bounded by the limit of your imagination. The only person who can stop you or limit your capabilities is yourself.

Large income does not equal wealth

“If you are not as wealthy as you like, there is something you don’t know.” – David Wood

“Wealth is largely a result of habit.” – John Jacob Astor

Many of us make a lot of money as we progress in our careers. Many people earns a monthly income of thousands of dollars and some even much much higher. Despite the big money, they are not much the difference between a minimum wage person who earns a few hundred dollars a month. At the end of the month, these people who earns thousands of dollars are just as broke as everybody else. This is because, the higher they earn, the larger the debt that they can accumulate. For example, bigger house, bigger car, fancier gadgets would led them to bigger debt than before.

Wealth is your net worth. Inflow is larger than outflow equals wealth. Outflow is larger than inflow equals headache. Develop wealthy habit and not a spender habit and you are on your way to financial freedom sooner than you think.

Quotes on Wasting Time

It is said that IKEA founder, Ingvar Kamprad segmented his day based on a 10 minutes segment. He was quoted to say that 10 minutes that have passed by will never be gain back again. So make use of your 10 minutes well. Isadora Duncan also once quoted that most human beings today waste some 25 to 30 years of their lives before they break through the actual and conventional lies which surround them. Even the legendary Bruce Lee also highlighted the importance of time by saying that if you love life, do not waste time, for time is what life is made of. These people knew the power of time and a time that is well utilised will bring significant impact to your life and contribution to the society. Therefore, treasure time, as time is a gift and that's why it is called the present.