Creating and Uncreating Habits

"The beginning of a habit is like an invisible thread, but every time we repeat the act we strengthen the strand, add to it another filament, until it becomes a great cable and binds us irrevocably, thought and act." - Orison Swett Marden

Habits are a part of human nature. Like it or not, humans are a habitual creature. We tend to create our own habits consciously and unconsciously. The only way to master our life is to learn about our habits and how it is created. Are we drawn into negative habits or do we use that habits to create positive development in our lives. If you are addicted to smoking, you will know that it is hard to break from the smoking habit without a very strong motivation or the desire to quit. But, you must realise that a habit is a result of repetitive action from our side that automatically gets embedded into our subconscious mind. Added with the nicotine, it has made our body not able to resist the temptation of a cigarette both mentally and physically. But, habits can be created and also uncreated. Learn to uncreate bad habits but replacing and associate it with other habits that have the same force or factors but wth more positive effect. People will automatically quit smoking if they have install other habits that are equally strong. Learn to know your mind so that you can control it and create the life that you wanted it to be.

Story of Personal Finance - An Ant and a Grasshopper

A long time ago,in a land far away, lived two insects - an ant and a grasshopper. These two insects have two distinct personalities and also two different habits in life. During the warm summer days, the ant are busy collecting foods and stockpiling it in their nest. The ant view the summer season as an opportunity for it to collect as much food as they want and also preparing the ant for the winter. As for the grasshopper, it have a different view from the ant. It see the summer season as the time to have fun and laid back for a while. "Why worked so hard?", it said to the ant. "Enjoy the summer, because you definitely will not enjoy winter", said the grasshopper as it happily hopping around. The ant ignore the grasshopper and worked hard as ever in stockpiling it nest. Finally, as the days grew shorter and nights longer, winter finally sets in and the ant is comfortably sitting in its nest knowingly that his foodstock can last the whole winter. But unknown to the ant, the grasshopper was freezing above ground, searching for food that was no longer available abundantly during the summer.

This story is a story of personal finance, and how you view your life during hard times and good times. Always practised delayed gratification and always be prepared for the bad times as whether you are prepared for it or not, it will happen.

Think and Innovate, Do not Follow and Imitate

"What we think determines what happens to us, so if we want to change our lives, we need to stretch our minds." - Wayne Dyer

"I found that when you start thinking and saying what you really want then your mind automatically shifts and pulls you in that direction. And sometimes it can be that simple, just a little twist in vocabulary that illustrates your attitude and philosophy." - Jim Rohn

As Henry Ford once said, thinking is the hardest thing to do and therefore many people choose not to be thinking and leave the thinking part to someone else. This 'someone else' can be the internet, tv, media, newspapers, magazines and even your boss or friends. This is why this group of people will lead a normal and mediocre life. By letting other people think, and you just follow the patterns and trends set by 'someone else', you will never achieve your true potential. Patterns and trends are being set all the time by people, and this group of people that will benefit from the creation of wealth that comes with it. The famous quote "Innovate and do not Imitate" is very true if you really want to create wealth. Only the person who thinks harder than anyone else will truly explore their true potential and therefore achieve success and wealth.

In pursuit of our goal and happiness

"Life takes on meaning when you become motivated, set goals and charge after them in an unstoppable manner" - Les Brown

“By prevailing over all obstacles and distractions, one may unfailingly arrive at his chosen goal or destination.” - Christopher Columbus

This scene from the film "In Pursuit of Happyness" starring Will Smith clearly epitomise the need for us to set a goal and achieve it by any means necessary. Dream the impossible and do not let anyone tell you to tone down that dream or said that your dream is impossible. The only limit of your capabilities is bounded by the limit of your imagination. The only person who can stop you or limit your capabilities is yourself.

How to enjoy your job

Jobs = Life - Dream

This equation can be true if you start to believe that your job is not your dream job. Enjoying your job requires you to do your job with passionate attitude. Not many people can claim to this. People who enjoy their job can spend hours doing his work without even realising the time flies by. They will accomplish their job to their best as they feel satisfied in the final outcome. Being praised by their boss or colleagues for their work is just a bonus as the completion of the work is already satisfying for them. So, how do you turn your job to a dream job?

1) Try to find your strength and what you are good at. You can only be truly satisfied doing things that you good at.
2) If your current job does not fully utilise your strength, you should start be looking for another job.
3) You can only be passionate doing things that you are good and passionate about. If you are good and enjoy working in technical areas, what are you doing in management? If you good at management, why are you working in technical?

Know yourself, find your strength and start enjoying your job.

The Power of Now

We as a human being have always associate our image with relation to our past. What have happen, who we have grown up with, who have we met, what experience that we have gone through makes the very essence of what we are today. Therefore the feeling that we have now, whether it is good or bad, we assume that it is interlinked with our past. Eg:-I have grown and raised in a bad neighbourhood and therefore I deserve to be angry and resentful. I have bad experience and traumatised by past event and therefore I must feel depressed. This is not true. The moment you realised that the past does not equal the present and the future, the more you will feel that life does not control you at all.You are what you think right now. Do not be burden by the past and learn to live in the current as whoever who finish first is the one who does not look back.

The Wealth File

Everyone of us has a wealth file stored in our brain. This file has been created and developed since we are a child. Every experience concerning money whether it is good or bad experience will be stored there in our file. Therefore, for some people who grew up in family that always view money as evil, will tend to follow a negative pattern. Negative thinking on money such as "Rich people are bad people..", "Money don't buy happpiness..", "Rich people are not happy", "Having money will atract criminal" and so on will be stored in our file and therefore creates a self-sabotaging attitude towards accumulating wealth. Be aware of this wealth file and try to store it with good experience related to money whether through self experience or other people's positive experience. This will in turn create positive thinking about wealth and therefore translates wealth creation into reality.

A Millionaire in me

When you have set yourself a dream of becoming a millionaire, the first thing you must do is to envision the feeling of having that one million in the bank. Visualization of that feeling will actually help you to give the motivation and the push forward in acting out the necessary action in accomplishing the dream. It is all hard work to achieve the dream but there is absolutely no harm in having a feeling of a millionaire inside. As you create that strong feeling of a millionaire inside you, it is just a matter of time that you will actually become one.

The First Step towards Wealth Building: Take Risks

If you look at any successful individuals, the most common trait that you can find is the willingness of the individual to take risk. As Henry Ford once quoted “Problems and risks are the thing that distracts you from the original plan.” That’s why the more longer a person have been living on a paycheck, the more reluctant he would take the risk of leaving his job and venture into a business of his own. The more comfortable you are with your status quo, the more heavily the decision you have to make in quitting your day job. But as the status quo of the industry is also right now, not many people can get rich by just working for other people. You can only get rich by employing others to work for you. Try to rethink your current position now and probably it is high time for you to take that calculated risk and dive in towards uncharted territory.

The importance of Goal Setting

Here are some quotes from famous people that clearly stated about the importance of goal setting.

“ I don't care how much power, brilliance or energy you have, if you don't harness it and focus it on a specific target, and hold it there you're never going to accomplish as much as your ability warrants. ” - Zig Ziglar

“ If you want to live a happy life, tie it to a goal. Not to people or things. ” - Albert Einstein

“ Obstacles are those frightful things you see when you take your eyes off your goal. ” - Henry Ford

“ Man is a goal seeking animal. His life only has meaning if he is reaching out and striving for his goals. ” - Aristotle


The true defintion of living a life is by living with a purpose. Living with a purpose means living with the aspiration to achieve something. That is why goals are the most critical factor in determining whether we will have a happy life or not. The notion that we have something to achieve for that will bring much joy and impact to our life will definitely fuel and motivate us to learn, develop and take action. Set your goals today and write it in a piece of paper and commit to take action and achieve the goal that you have set for yourself.

Tend your Mind

Everyday our mind will filter an enormous amount of information from getting through to our mind. Just imagine if we start to focus on everything that we see, hear or feel at every moment of the time. Even the buzzing of mosquitoes or the beat of your heart sometimes are filtered by your brain so that you can focus on more important matters. Therefore, it is important that we select appropriately what we focus everyday in our life. Focus on negative things, magically or by coincidence, bad things keeps on happening around us. Because the mind will delete the positive things happening around you and therefore amplified the bad things that is happening. And you keep wondering what has happened to the world? Actually is not the world that have gone bad, but it is more of your perception of the world. Clean your mind and the world will become a better place for you.