Visualise your dream and goals

"Imagination is very important. It's a preview of life's coming attraction" - Albert Einstein

In order for you to achieve a goal, the first step is to visualise the goal wholeheartedly. Dream it, feel it, absorb it, obsess about it and the universe will conspire to get what you want. But the FIRST step, is that you have to ask and visualise as if you have already receive it. If you want a dream car, feel as if you are riding right now and be confident that you will receive it in the future. The universe in one way or another will deliver it to you. Always be confident and positive thinking when dreaming your goals.

Are you a saver or a spender?

..the wealth-seeking world is divided into two camps. In one, you have the wealth accumulators: men and women who are cautious about spending but eager to save and invest. The other camp is populated with spenders; men and women who are obsessed with things. They spend all their spare money, and often much more than that, buying things that say "rich" but actually impoverish them. ....
Excerpt from "Automatic Wealth: The six steps to financial independence" by Michael Masterson

Success breeds success, failure breeds failure

"The real horror of ghetto life is not the daily frustrations and deprivations. People can overcome those. The real nightmare is the effect the environment has on beliefs and dreams. If all you see is failure, if all you see is despair, it's very hard for you to form the internal representations that will foster success."

- Excerpt from Unlimited Power, Anthony Robbins

This vicious cycle effect can be seen in every society around the world. The rich become richer and the poor become poorer. The glass ceiling that separates this both societies are only a mere different mindset of how they perceived the world. The rich will always look at the world in a positive manner and how to capture opportunities so they can become even richer. As the poor societies, they wll always look into the world in a negative mindset. They always consider themselves as victims of the environments and can never change even opportunities are laid down just in front of their face.

Birth of Excellence

"The birth of excellence begins with our awareness that our beliefs are a choice..... The trick is to choose the beliefs that are conducive to success and the results you want and to discard the ones that hold you back" - Excerpt from Unlimited Power by Anthony Robbins

The statement that we choose our belief is very true. We choose consciously or sub-consciously to be afraid of speaking in public, we choose to be afraid of trying something new, we choose to not achieve financial freedom and we choose a lot of things that seems to be protecting ourselves from danger in the short term but actually is detrimental to us in the long run. Therefore in being aware that we can choose our beliefs, we can then determine our destiny and not depended on the pre-programmed subconcious beliefs that has been implemented in us by our parents and the environment.

The Story of the Frogs Race

There’s a story about a group of frogs that arranged a running competition. The ultimate goal is that whoever reaches the top of a very high tower first wins. So, on the day of the competition, a big crowd had gathered around the tower to see the race and cheered for their favorite runners. As the race began, the groups of frogs immediately hop their way into the race.

As they were hoping their way to the finish line, they could hear the rumbling and mumbling of the crowds. The heard statements such as “Oh, the race is way too difficult!!”.. “They will never make it”…”Not a chance a frog would be able to finish this race. The tower is too high!!”.. As the race pursued, the tiny frogs began collapsing, one by one, leaving several frogs that were very determined to finish the race. The crowd continued to mumble “This race is way too difficult!!”..”It is impossible for any frog to finish this race!!”..

More and more frogs get tired and gave up.. But strangely, only one frog was left in the race who continued higher and higher and even higher. At the end, the crowd who was following the frog gave up as the frog continued to reach to the top of the tower.

Finally, that one frog managed to reach the top of the tower and win the race. All the other contestants was amazed by the frog and naturally wanted to know how the frog managed to do it. A contestant asked the tiny frog. It turned out that....

The winner frog is deaf

The moral of this story is:

• Never be influenced by people’s negative and pessimistic attitude
• Words have powers, so always beware of what words that enters your head because everything you hear and read will affect your actions!
  
• Therefore:
  ALWAYS be… POSITIVE!
• And above all:
  When people say you can’t do it, be deaf and ignore completely the statement
  Always think:
  I can do this!
  

What to do with $1,000?

Once you start earning a living,you quickly learn that you always seem to need more money, no matter how much you make. You can easily spend $1,000 in a day, perhaps to update your wardrobe, book a holiday or buy the latest iPod.

However, the money can be wisely invested in your future. As a young adult, you know it is time to get serious about money, especially if you have been living from pay cheque to pay cheque. You may be keen to start investing but do you have a rainy day fund to see you through the unexpected? Here are a few things to consider

1. Start paying off your debts
2. Cultivate a saving habit
3. Invest in a growth fund
4. Build a cash cushion
5. Buy peace of mind
6. Get financially savvy
7. Enhance your earning power
8. Invest in a hobby

Article excerpted from Personal Money, November 2006 issue

Solving Problems

"The significant problems we face cannot be solved at the same level of thinking we were at when we created them." - Albert Einstein

We face problems in our everday life. The only difference is the magnitude of the problem. The only time that we are not burden with problems are when we are dead. So, it is imperative that we should learn on how to tackle our problems than just to avoid it. As Albert Einstein once quoted that we should not solve problems based on the mindset and level of thinking when the problem occurs. You must be ahead one level as to know what exactly the possible solutions that can be. Be above your problem. Be ahead of your problem. Break out of the box. You will tackle your problems more efficiently as ever before.